Fidelity United reported substantial improvements across its key financial indicators for the year-to-date period ending Q3 2025, reflecting continued progress in its transformation journey.

The company maintained strong momentum during Q3 2025, supported by disciplined portfolio management, strengthened technical performance, and a clear focus on sustainable profitability and operational efficiency.

Insurance revenue reached AED 409.8 million in 2025, compared with AED 472.5 million in 2024. This 13.2% movement reflects Fidelity United’s strategic portfolio optimization and its focus on building a healthier, more sustainable business mix.

A major improvement was recorded in Insurance Service Expense, which decreased by 53.7%, from AED 717.7 million in 2024 to AED 332.3 million in 2025. This significant reduction demonstrates stronger underwriting discipline and improved operational efficiency.

The Insurance Service Result improved by 78.9%, moving from a deficit of AED 30.5 million in 2024 to a positive result of AED 6.4 million in 2025. This turnaround highlights the effectiveness of the company’s technical and operational improvements.

Net Profit Before Tax also recorded a strong recovery, improving by 105.7% from a loss of AED 16.9 million in 2024 to a profit of AED 0.96 million in 2025. The return to profitability marks an important milestone in Fidelity United’s ongoing transformation.

Overall, the YTD Q3 2025 results demonstrate tangible progress in the company’s financial performance. Through disciplined execution, portfolio optimization, and a continued focus on operational excellence, Fidelity United is building a more resilient and sustainable foundation for the future.