Liability Insurance
Liability insurance is insurance that provides protection against claims resulting from injuries and damage to people and/or property.
Liability insurance policies cover both legal costs and any legal payouts for which the insured would be responsible if found legally liable. Intentional damage and contractual liabilities are typically not covered in these types of policies.
Liability insurance is critical for those who may be held legally liable for the injuries of others, especially medical practitioners and business owners. A product manufacturer may purchase product liability insurance to cover them if a product is faulty and causes damage to the purchasers or any other third party. Business owners may purchase liability insurance that covers them if an employee is injured during business operations.
Top Features
Tailor Made
Wide options to meet your needs.
Affordable
Reasonable premium across all products.
Professional
Risk Solutions
Team
Dedicated team to assess risk.
Public Liability
This policy covers the following while arising out of your normal business operation:
Death of or bodily injury to any person other than the person in the service of or acting in any capacity either for the insured or for any sub-contractor to the insured.
Damage to property other than property belonging to or held in trust by or in the control of the insured or on his employees of sub-contractors where such damage is not recoverable under any other policy.
All costs and expenses incurred in connection with the defense of any claim made against the insured is payable.
The limits of indemnity may be given by the proposer as given below:
- Any one claim
- Any one event
- Any one period of Insurance
