Group Life

Group life insurance provides cover to a group of people. Namely employees of a business organization, members of an association or any group under a single contract. Group Life Policy covers multi benefits on a worldwide & 24 hours basis. Life Insurance Policies are usually issued to Employers to cover their Employees/ Registered members under a wider policy than the statutory Workmen’s compensation Policy. Under the Group Life Insurance Policy, it is mandatory that all the employees are required to be covered. In order to cover members in a Group Life, there will be always a requirement of the minimum number of members at 10 employees.

We at UFIC offers the best cover in this risk with highly competitive rates and our risk is backed by A-rated securities.

Top Features

Tailor Made

Wide options to meet your needs.


Risk Solutions


Risk Solutions


Dedicated team to assess risk.


Basis of Sum Insured:

• Multiples of Employees income

• Flat sum insured

• Different Category of Sum insured

  • Death due to any cause
  • Accidental Death Benefit (Double Indemnity)
  • Permanent Total Disability due to Accident or Sickness (PTD- Acc. & Sick)
  • Permanent Partial Disability due to Accident or Sickness (PPD-Acc. & Sick
  • Temporary Total Disability due to Accident (TTD-Acc. & Sick)
  • Medical Expenses Due to Accident (AME)
  • Repatriation Expenses (RE
  • Terminal Illness / Accelerated Living Benefit (TI)
  • Critical Illness (CI) Accelerated or Additional Basis

Free Cover Limit:

This is a non-medical limit offered to the Group wherein the members are covered automatically without any medical underwriting. (Member life will be covered without any medical examination of his health up to the limit)

Documents Required:

  • Name of the employee
  • Date of Birth
  • Gender
  • Designation
  • Location of work
  • Salary
  • Required sum insured amount
  • Trade License
  • Claims records for the last 3 - 5 Years


We offer a wide range of tailored products to provide you and your family with comprehensive solutions.