Money Insurance

Money transactions are crucial to any business operation. However careful you are, there is always a risk of loss when you transit with funds in the form of cheques, drafts, postal orders, cash etc. You can now feel secure with our Money Insurance Policy, which protects your money round the clock. Our policy provided complete cover for risks involving money in various forms at various places whether in safe, drawer or in transit within agreed territory.

Top Features

Tailor Made

Wide options to meet your needs.


Reasonable premium across all products.


Risk Solutions


Dedicated team to assess risk.

Loss of Money in Transit:

Money in transit implies money in direct transit from the insureds premises to the bank and vice versa or between various premises of insured. Money in the personal custody or with authorized employee can also be included.

Covers loss of money carried by insured or insureds authorized employee in the event of:

  • Robbery
  • Theft, waylaying, or snatching away
  • Any other fortuitous event

Loss of money in safe:

Money in safe implies money secured in a locked safe or locked strong room on your premises outside business hours and includes money kept in drawers during business hours.

Covers loss of money in safe due to:

  • Burglary
  • Housebreaking
  • Robbery or hold-up

Money Insurance Policy

Money Insurance Policy does not cover:

  • Shortage due to error or omission
  • Unexplained losses and mysterious disappearance
  • War and nuclear group of perils
  • Money entrusted to any person other than the authorized employee
  • Money entrusted to a carrier
  • Legal liability, consequential loss, and theft from an unsecured vehicle
  • Loss due to any act in which the insured is involved as principal or accessory

Fidelity Guarantee

Money Insurance Policy does not cover:Fidelity Guarantee insurance is an insurance policy designed to indemnify the Insured (the employer) for the loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment.

Companies are exposed to significant financial losses annually, due to crime committed by employees and it is reported that Fraud is on the increase. Combined with the growth in the use of electronic data and asset transfers, the fidelity losses faced by employers are increasing substantially.

Fidelity guarantee insurance is most often sought by companies where employees are more likely to cause financial loss because of their constant exposure to cash, stocks or other assets. The potential losses that could arise from infidelity, especially with the increase in computer crime, make it pertinent that those employers at risk use fidelity guarantee insurance as a risk management tool.

The cover provided under this policy includes reimbursement for loss resulting from:

  • Dishonesty
  • Fraud
  • Loss of property due to dishonesty of employee
  • Loss from loans or trading due to dishonesty of employee


We offer a wide range of tailored products to provide you and your family with comprehensive solutions.